Build Your Business Credit
Business Credit Builder helps you get business credit for your EIN that’s not linked to your SSN with no personal credit check or personal guarantee. Get approved even when you can’t qualify for a business loan with no cash flow or collateral requirements.
Get Credit for Your EIN that’s Not Linked to Your SSN
To run and build your successful business, you need to qualify for loans and credit lines at the best loan rates possible. Business credit is essential to make this happen, and it helps you access money even when you can’t qualify for a loan.
The Business Credit Builder helps you build your business credit (that’s not linked to your SSN) step by step using a proven, field tested, business owner approved, and highly personalized process. By using our user-friendly & intuitive software and the only full-service business credit adviser team in the industry, you’ll be guided every step of the way, simplifying your experience of obtaining business credit.
Business Credit Builder Helps You:
Business Credit Builder helps you get your business set up the right way to meet lender and credit issuer approval requirements, and get approved for initial business credit that reports and builds your profile
You can also monitor your business credit reports and scores in real-time.
Once you are setup with the business reporting agencies, we help you access multiple revolving credit with limits of $5,000 – $50,000!
Types of Credit We Help You Access:
Business Credit Builder provides you the greatest access to real usable, no-personal-guarantee credit. This gives you the money you need to run your business, expand, and to make your company more profitable and productive so that you have the money you need and the time to enjoy it.
Business Credit Benefits
Quickly Build Your Business Credit in 4 Steps
Build Business Credibility
We help you understand and meet the secret, unpublished, underwriting requirements that lenders and credit issuers have, so you’ll know you can get approved before you even apply.
We assist you with filing for the best entity type to help eliminate your personal liability, setup your business address to meet credit issuer standards so you can get automated approvals, obtaining your business phone, fax, and toll-free number that meets lender’s 5 essential qualification requirements, and getting you listed with 411 saving you $400 annually.
We also assist you in setting up your email address, website, and ensuring you have the proper licenses and online listings that lenders and credit issuers look for, and avoiding restricted industry business names that will automatically get you red flagged and denied for credit and financing.
Business Credit Builder decodes credit issuer and lender approval requirements, so you’ll be able to get automated approvals when you apply for credit, instead of getting denied or facing an uphill battle with manual underwriting reviews. We do this by providing you these unique benefits in the first step of your business credit building process:
Establish Business Credit Reports
Through our Business Credit Builder, we help you get setup and activate your credit profiles.
You can monitor your business credit building in real time and receive email alerts when new accounts are added, monitoring your tradelines as they are added to your report.
Business Credit Builder helps you:
Even one derogatory item on your business credit reports can get you denied for loans and credit cards. Your Business Credit Builder provides you an easy way to dispute and fix inaccurate and harmful information on your business reports, so you can have a strong business credit profile and score to get approved for the most money at the best terms.
We help you get setup initially with the business reporting agencies, fix credit inaccuracies, and monitor your business credit as you start to obtain HIGH-limit revolving credit and auto loans.
Get Initial Business Credit
Getting approved for initial business credit when you have none reporting now, is where most business owners fail building business credit. This is because over 97% of trade vendors don’t report to the business credit reporting agencies.
Business Credit Builder helps you obtain real usable credit with trade vendors who will give you EIN credit with no personal guarantee, even when you have none reporting on your business reports now.
These trade vendors provide products and services you use now, and give you credit that helps you ease cash flow constraints. Here’s what you should know about the trade credit we help you secure:
If you do have good personal credit, you can also qualify for our Credit Line Hybrid Program where you can enjoy:
Get Revolving Credit
Once your initial business credit is established, you’ll start to get access to high-limit revolving credit cards in your business name that are linked to your EIN number. This credit requires no personal guarantee for approval. You’ll be able to secure:
You’ll also get access to high-limit, revolving fleet credit cards you can use at multiple locations for all types of vehicle needs including vehicle maintenance, tires, fuel, even major repairs. Fleet credit helps you cover your individual auto vehicle expenses, as well as those that occur when managing a fleet of vehicles.
Plus, you’ll get access to high-limit, revolving CASH credit cards you can use at most stores worldwide. These Visa and MasterCard credit cards don’t require a personal guarantee for approval.
And, through your Business Credit Builder suite, you can get approved for auto vehicle financing that doesn’t require a personal guarantee for approval. You can access multiple funding sources, and finance one or more vehicles in your business name with no consumer credit reporting.
We help you through the entire business credit building process for obtaining initial vendor accounts to start building business credit, to obtaining high-limit store and fleet credit cards, to getting approved for cash credit and auto vehicle financing, all of which requires no personal guarantee.